SME Credit Analyst - Financial Assessment & Loan Proposals

ETHOZ Group Ltd · 📍 Badung, Bali · Diposting 2026-10-09
FULL_TIME⭐ TERVERIFIKASI
IDR 12000000 - 20000000
ETHOZ Group Ltd is seeking a talented and experienced SME Credit Analyst to join our dynamic team in Badung, Bali. In this role, you will be responsible for conducting financial assessments of Small and Medium Enterprises (SMEs) and preparing comprehensive loan proposals. Your analytical skills and attention to detail will be crucial in helping our clients secure the financing they need to grow their businesses.

📋 Tanggung Jawab Pekerjaan

Conduct financial assessments of SMEs to evaluate their creditworthiness and loan eligibility.,Prepare and submit comprehensive loan proposals, including financial statements, cash flow analyses, and risk assessments.,Collaborate with the loan origination team to ensure accurate and timely processing of loan applications.,Maintain and update credit policies and procedures in accordance with regulatory requirements.,Monitor and analyze credit performance to identify trends and potential risks.,Provide regular reports and presentations to senior management and clients.,Assist in the development and implementation of new credit products and services.

🎓 Kualifikasi & Syarat

Bachelor's degree in Finance, Accounting, Business Administration, or a related field.,Minimum of 3 years of experience in credit analysis, financial analysis, or a similar role.,Strong understanding of SME financing and credit risk assessment.,Proficiency in financial modeling and analysis tools, such as Excel and PowerPoint.,Excellent analytical, problem-solving, and decision-making skills.,Strong communication and interpersonal skills, with the ability to work effectively with clients and team members.,Familiarity with Indonesian banking regulations and practices is a plus.

🛠️ Keahlian

Financial analysisCredit risk assessmentFinancial modelingData analysisReporting and presentation skillsRegulatory compliance
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